L Ledgerly
Financial education programs at Ledgerly
Penang, Malaysia

Financial clarity,
built one lesson at a time.

Structured programs that help individuals and couples in Malaysia understand personal finance, insurance, and estate planning — on their own terms.

Our Programs

Three focused learning tracks

Each program is designed around a specific financial topic relevant to Malaysians — practical, educator-led, and free from product sales pressure.

Financial Literacy for Couples
Program 01

Financial Literacy for Couples

RM 2,500

A collaborative 4-week program for partners who want to align on money matters — covering joint budgeting, shared goal setting, and navigating different spending personalities. Sessions are held in the evenings to fit working schedules.

  • Couples worksheets and conversation frameworks
  • Joint budgeting and shared goal planning
  • 4 weeks, evening sessions available
  • Planning for major life purchases
Enquire About This Program

Insurance & Protection Planning Education

RM 2,000

A 4-week informational program helping participants understand Malaysia's insurance landscape — life, medical, critical illness, and general coverage. Learn to read policy documents, assess your needs, and ask better questions of insurance professionals.

  • Coverage assessment and gap identification
  • Downloadable policy comparison frameworks
  • Education-only, no sales pressure
  • 4 weeks, beginner-friendly curriculum
Enquire About This Program
Insurance Planning Education
Program 02
Estate and Legacy Planning
Program 03

Estate & Legacy Planning Awareness

RM 1,500

A 3-session weekend program introducing estate planning concepts relevant to Malaysia — wills, trusts, faraid principles, and EPF/insurance beneficiary nominations. Awareness-focused, not legal advice, with checklists and a personal readiness assessment.

  • Faraid principles and beneficiary nominations
  • Wills, trusts, and EPF nominations explained
  • Personal readiness assessment included
  • 3 focused weekend sessions
Enquire About This Program
Why Ledgerly

Education without the sales pitch

Curriculum-First Approach

Every program follows a structured learning pathway — with clear objectives, session plans, and takeaway materials you can revisit.

No Product Sales

Our educators have no commission-linked incentives. Sessions focus on building your knowledge, not steering you toward any particular financial product.

Malaysian Context

Content is grounded in Malaysian regulations, EPF structures, takaful considerations, and local financial realities — not adapted from foreign curricula.

Small Group Sessions

Cohort sizes are kept intentionally small so participants can ask questions, engage with examples, and learn at a comfortable pace.

Practical Frameworks

Each program provides downloadable worksheets, checklists, and comparison tools you can put to use immediately after each session.

Schedules That Fit Your Life

Programs are offered in evening and weekend formats so working professionals and couples can participate without disrupting their routines.

Take the next step

Ready to make sense of your finances?

Our team is happy to walk you through which program suits your current situation. There's no pressure — just a conversation about what you'd like to understand better.

Common Questions

Frequently asked questions

Who are these programs designed for?
Our programs are designed for working adults in Malaysia who want to build a clearer understanding of personal finance topics. Whether you're approaching a major life decision with your partner, trying to understand your insurance coverage, or thinking about what happens to your assets one day — each track is relevant at different life stages. No prior financial knowledge is required.
Are these programs held in-person in Penang?
Yes, sessions are primarily conducted at our George Town location at 7 Persiaran Gurney. We occasionally offer hybrid attendance options for participants who cannot be present in person. Please reach out to confirm current session formats before registering.
Is this financial advice?
No. Ledgerly provides financial education — not personalised financial advice. Our educators explain concepts, regulatory frameworks, and decision-making approaches. For advice tailored to your specific situation, we encourage participants to consult licensed financial planners or legal professionals after building their foundational knowledge with us.
How do I register and what is the payment process?
You can register by completing the contact form on this page or calling us directly. Our team will follow up within one business day to confirm availability, provide program details, and share payment instructions. We accept bank transfer and selected online payment methods in Malaysian Ringgit.
What if I need to reschedule or withdraw?
We understand that circumstances change. We ask participants to notify us at least 5 business days before a program commences if they need to reschedule. Our team will do their best to accommodate your availability in an upcoming cohort. Please contact us to discuss your options.
Can both partners attend the couples program together?
Yes — in fact, the Financial Literacy for Couples program is structured specifically for two participants attending together. The shared learning experience and the facilitated conversation frameworks are designed to work when both partners are present in the same session.
Find Us

Our Location in George Town, Penang

7 Persiaran Gurney, 10250 George Town, Penang, Malaysia

Contact

Get in touch with our team

Fill out the form and we'll respond within one business day. You can also reach us directly by phone or email.

Contact Details

Address 7 Persiaran Gurney, 10250 George Town, Penang, Malaysia
Office Hours

Monday – Friday: 9:00 AM – 6:00 PM

Saturday: 9:00 AM – 1:00 PM

Sunday & Public Holidays: Closed

For program-specific enquiries, please mention which track you're interested in so we can provide relevant intake details.

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